Paying Thousands Every Month — For What?

Let’s talk about the problem that’s been dragging you (and your business) down. If you’re like many small business owners, you might be:

• Burning through $1,000–$3,000+ a month on a group health plan, only to find out nothing is covered until a huge deductible is met. It’s maddening. One owner in our community summed it up: “Just had a baby and insurance didn’t cover it…why do I even have this?!” You might be asking yourself the same thing.

• Feeling guilty or stuck – You want to offer your employees good benefits to keep them happy and healthy. But those premiums are “prohibitively expensive.” Do you sacrifice your profit (or your own paycheck) to pay an insurance company, or risk your team’s well-being by offering nothing? It’s a terrible Catch-22 that weighs on you daily.

• Losing sleep over yearly hikes – Maybe last year you managed to afford coverage, but then the renewal came with a 20% rate increase. Ouch. It’s like a ticking time bomb. As one small biz owner put it, “health insurance costs are a crime.” You’re scared that soon you won’t be able to provide anything at all if costs keep skyrocketing.
  

Does any of that hit home? If so, you’re in the right place. We get it — truly. Keeping your business afloat while taking care of your people feels almost impossible with the way traditional insurance works. The good news: there is a better way that frees you from this no-win situation.

Meet Impact: Healthcare without the insurance headaches

Finally, there’s an alternative to the broken insurance system — one designed for people like you. We at H6 Holdings are proud to introduce you to Impact Health Sharing, a modern approach to healthcare that puts you back in control. It’s not insurance; it’s better. Here’s how it works and why it’s the ultimate solution to your healthcare woes:

• Freedom to choose your care: Forget about restrictive networks. Impact lets you and your employees see any doctor, specialist, or hospital you want. You love your family doctor? Keep seeing them. Your preferred clinic for your kids? No problem. Impact has no network limitations – providers simply bill Impact via your membership card. Members often say this is one of the best parts: “

• With Impact, there are NO network restrictions! I choose any doctor I want.” No more checking if a provider is “in-network” or paying huge out-of-network surcharges. You’re in control.

• Real support and less hassle: Impact is built to be simple and stress-free. Need to see a doctor? Just show your Impact card – your provider sends the bill to Impact for payment. Eligible bills are typically paid within 30 days, so you’re not chasing reimbursements or drowning in paperwork. In fact, many members report pleasant surprises: “I had an emergency surgery and I can’t believe how easy it was…no fighting with insurance!” Plus, you get cool perks insurance never gave you, like unlimited 24/7 telemedicine at no extra cost (talk to a doctor by phone in minutes for common issues – free). Everything is managed through a sleek online portal; transparency is top-notch (you can literally see which bills you are sharing in). And if you ever need help, our support team (real humans who care) are a phone call away to guide you.

• In short: Impact Health Sharing fixes the very things that make traditional insurance such a nightmare. It’s affordable by design, inclusive (all are welcome, no matter your background or faith), and accountable to members instead of shareholders. This is healthcare reimagined — healthcare that actually works for you and your budget.

Save Thousands, Choose Any Doctor, & Rest Easy
(Our 3 Big Benefits)

• Save Thousands Every Year – Lower your costs immediately. Impact’s monthly rates are dramatically lower than typical premiums – plans often start 30–50% less than what you’re being forced to pay now. And with customizable “Personal Responsibility” amounts (your equivalent of a deductible), you control how much you spend. Members commonly save $500, $1,000, even $1,500+ per month while getting the same or better care. That could be tens of thousands back in your pocket annually. (Feature that makes it possible: Not-for-profit community model with no corporate profit margin – you’re not funding executives and marketing, just healthcare.)*
  

• Keep Your Preferred Doctors – Zero network restrictions. Tired of checking if a provider is “in-network”? With Impact, you can visit any doctor or hospital you trust – nationwide. There are no networks and no penalties; simply choose who you want to see. Your employees get to stay with their favorite doctors too, keeping everyone happier and healthier. (Feature that makes it possible: Impact is a nationwide community and uses a platform that works with any licensed provider. Providers bill Impact directly, so from their perspective it’s easy – and members aren’t stuck with out-of-network bills.)*
  

• Stress-Free Healthcare – No more insurance runaround. Say goodbye to fighting claims or mystery charges. With Impact, eligible bills are paid quickly – often within a month – and the process is refreshingly simple. Need to file a medical expense? It’s as easy as showing your member card at the clinic or uploading a bill photo. Plus, you get 24/7 telemedicine included, so a doctor is always a call away (imagine handling a minor issue at 11pm from your couch, with no co-pay). Members consistently rave that “it just works” – giving you peace of mind that your healthcare is handled. (Feature that makes it possible: Streamlined digital platform and community fund. Impact’s system matches member contributions to needs efficiently, and providers are happy because they get paid fast – often faster than insurance. No complex bureaucracy = fewer headaches for you.)*

Ready to Pay Less and Get More?

You’ve been overpaying and underserving yourself and your employees for far too long. It’s time to flip that script. Join the community that puts people over profit and start experiencing healthcare that actually makes sense for your business.

Don’t spend another year pouring money into a broken system. Find out how much you’ll save with a quick quote and make the switch to sanity. Your future self
(and your team) will thank you.

Got Questions? We’ve Got Answers. (FAQ)

What is Health Sharing?

Impact Health Sharing is a not for profit alternative to health insurance for groups and individuals.

Who can use your health sharing services?

Our services are available for individuals, families and businesses with up to 49 employees seeking to save money and have a better plan.

How does it work?

We provide extremely cost effective coverage which in most cases is better than health insurance. You can see any doctor at any facility you choose...no networks to deal with.

What are group health alternatives?

Group health alternatives are options for employers with or without a group health plan to reduce costs effectively.

How do costs compare?

Feature for feature, we outperform most traditional insurance plans by 30% - 50%.

How can I get started?

To get started, contact us for a consultation to discuss your business needs and explore available options.

Q1: Is Impact Health Sharing actually insurance?

A: No – and that’s a good thing! Impact is not insurance; it’s a legal, proven alternative known as medical cost sharing. In practical terms, it feels similar to insurance (you get a membership card, present it at the doctor, bills get paid), but there’s no big insurance company in the middle profiting off of you. Instead, a community of members helps one another. Your monthly contribution (share) goes into a pool that pays members’ medical bills. It’s all managed transparently by Impact. Bottom line: you’re still protected from large expenses, but you avoid the huge markups and restrictions of traditional insurance. (And yes, it’s totally legit – over 2 million Americans are using health sharing now.)

Q2: Can my employees and I really keep our doctors?

A: Absolutely. Freedom of choice is a core benefit of Impact. There are no provider networks whatsoever. You and your team can continue seeing any doctor, specialist, or hospital you prefer. Impact simply works alongside any licensed provider. You’ll never hear “Is Dr. Smith in-network?” again – go to whomever you trust. This means no switching doctors for your family, and if an employee lives in a different city or state, they’re covered too. It’s truly nationwide. Our members love this freedom, and we think you will too.

Q3: What if we have a major medical incident – will Impact really cover something big?

A: Yes! Impact is designed to handle small and large needs. From a routine broken bone to an unexpected surgery or serious illness, your community has your back. Here’s how it works: you choose a Personal Responsibility Amount (PRA) up front (like a deductible – many small biz folks choose $2,500 or $5,000 to maximize savings). If a big medical event happens, you pay up to your PRA, and everything eligible beyond that is shared by the community. Impact members will share costs up to $500,000 per incident, per year, per member – that’s a ton of coverage, far above what most people ever need. And unlike some plans, there’s no lifetime cap on sharing. We’ve had members breeze through $100,000+ surgeries without financial strain. One more thing: Impact pays providers quickly, so in a major event, you won’t be hounded by hospitals – bills get taken care of in a timely manner. It’s peace of mind that your business won’t be sunk by a medical catastrophe. (As always, certain big expenses like pre-existing conditions have waiting periods – we’re upfront about those in our guidelines – but the vast majority of situations are well-covered by Impact’s model.)

Have more questions?
Just ask us! We’re here to make sure you feel confident at every step, from learning how Impact works to helping your team onboard. We believe in this solution because we’ve seen it change lives (and balance sheets!) for small businesses like yours.

(Find out how much you can save)